Athos’ painless phone call really helped me decide what I needed for a policy and it took me about 10 minutes to buy the policy online after the call had ended. In the age of Uber, Venmo and millennial immediacy, the fast turnaround time for insurance is like asking my Grandma to color correct my feature film. After 1 and a half rings! And my questions were answered within our 7 min and 36-second call (yes I timed it). Hmm?Īthos Insurance was the clear front-runner when it came to communication. Truman Van Dyke was relatively fast to respond via email and TCP Insurance responded after 5 hours which was nice.įilm Emporiumtook a full day and Front Row never responded to any of my emails or phone calls. However, when it comes to insurance, finances and a deadline looming, I need answers and the reassurance that an actual human will help when questions arise… not a delayed, cold email conversation. I get it, I myself have moved a lot of correspondence to email and text. Some companies didn’t respond for more than a day, and some never responded. I am acting solely independent in my research.) CommunicationĪs expected, it was quite difficult to track down answers and accurate information from most insurance brokers. (Disclaimer, I am not being paid, sponsored or in partnership with any of these companies. I needed a 4-day policy to cover $50,000 worth of rented equipment.Īlas, below, are quotes, levels of service, and the overall experience I received from each and every insurance broker. Specifically, I called seven companies to see who would be the best in supplying me with an insurance policy for my upcoming project. So, I decided to do a little homework and research insurance quotes and coverages from some of the top entertainment insurance brokers in the business today. They want assurance that they’re covered if the gear is damaged or stolen from you, so they don’t have to sue you to recoup their losses…hopefully, by now I’ve gotten your attention. A lot of equipment owners, both rental houses, and individuals will always require insurance before they lend you their gear–especially if they’re lending it to you at a discounted rate. Most importantly, it covers you for lawsuits, and it opens doors to work with more esteemed vendors and clients. However, if there is anything that is necessary when it comes to legitimizing your shoot, it is having proper and adequate insurance coverage.īefore I sound too heavy-handed like a nagging parent, hear me out. Production insurance can sometimes feel unnecessary and the cost is often “not in the budget” for us fellow weekend warriors. Location permitting takes out all the fun of being a “guerrilla filmmaker.” And then there’s insurance. Budgets can quickly remind us of why we failed 9th-grade algebra. As filmmakers, there are a few aspects of the process we may not always enjoy.
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